retirement discussion
Concerned or afraid to retire or stay retired?
NEVER WAIT OR WONDER!
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Retirement can mean many things, but complicated does NOT have to be one of them. Even if you are already there, simplify your numbers and clearly define what peace means.
Session Length:
No rush. As long as you need.
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top 10 fears & concerns
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Regret or Second-Guessing: Some people fear regretting their decision to retire, especially if they find themselves missing the structure and stimulation of work.
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Financial Insecurity: having enough to maintain your lifestyle and cover unexpected expenses
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Loss of Purpose: Many people gain a sense of purpose and identity from their work. Retirement can lead to feelings of boredom, loneliness, or a lack of direction.
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Healthcare Costs: The rising costs of healthcare can be a significant source of anxiety
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Social Connections: Work often provides a social network and regular interactions with colleagues
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Fear of Decline: Losing mental acuity or physical health after retiring. Being active at work kept you sharper and healthier.
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Change in Routine: Retirement requires adjusting to a new daily routine
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Identity and Status: Work can be tied to a person's identity and status in society. Retiring may lead to a loss of status
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Boredom and Lack of Stimulation: Without work-related challenges and activities, retirees may fear they'll become bored or intellectually unstimulated.
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Uncertainty About the Future: Retirement often brings uncertainty about how long retirement funds will last, what activities will fill the day, and what unexpected events might occur.
The WHY
According to a survey conducted by the National Institute on Retirement Security and Greenwald Research:
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"When asked if the nation faces a retirement crisis, 79 percent of Americans agree there indeed is a retirement crisis, up from 67 percent in 2020. More than half of Americans (55 percent) are concerned that they cannot achieve financial security in retirement. Regarding Social Security, nearly all Americans (87 percent) agree Congress should act now to shore up funding rather than waiting ten years to enact a solution. Ninety percent say it should be a priority for the next president and Congress to tackle Social Security’s funding shortfall."
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who this is for?
Every personal or family circumstance is unique. You could be one, or many, of the traits listed below. Either way, we are here to help maximize your data potential.
Intent
Clarity
Organize
Improve
Age
40+
Place in Life
Exploring
Need Organization
Want More
Making Improvements
Feelings About
Money
Uncertain
Determined
Confused
Afraid
Curious
Learning
Embarrassed
what to expect
You should walk away from a session confident and clear about your money data. We help define where you stand so that you may understand where you are going.
Gain Personal Insight
Consolidate and Organize
Improve Your Money Trajectory
what people say
Disclaimer
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We do not give financial advice. You may review our Terms of Use here and our Privacy Policy here.
We offer financial opinions based on data voluntarily provided by you. Financial opinions expressed during a session or meeting herein are solely for informational and educational purposes and should not be construed as financial or investment advice. Any investment decisions made as a result from a session or meeting are based on your personal independent opinions and are made at your own risk. Investing in financial markets involves risk, including the potential loss of principal. Past performance is not indicative of future results. Before making any investment decisions, it is recommended to consult with a securities licensed financial professional or conduct thorough research on your own. We disclaim any liability for any direct, indirect, incidental, or consequential damages arising from the use of opinion-based information provided. Our opinions may not be suitable for all individuals or circumstances. You are encouraged to independently verify any information before acting upon it. Experts that assist you may receive compensation or commissions from companies, affiliate, sponsorship or partnership arrangements. Use of financial products or services related to your session or circumstance are determined and independently chosen by you. We do not incentivize, encourage nor condone the sale of such products and services that are not suitable or otherwise explicitly authorized by a client or corresponding individuals.